Texas resident agents and adjusters | Based on TDI rules | Last verified: April 2026

See What Texas CE Hours You Still Need

For Texas resident agents and adjusters. Enter your details to check your CE status, see any remaining ethics or CLEQ requirements, and view your remaining hours. Then browse courses matched to your needs.

Check My CE Status → View Recommended Courses

Based on current Texas CE rules. Verify your transcript and renewal status through Sircon.

Sample Result
Action Required
Total hours✓ Met
Ethics hours needed3 hrs
CLEQ hours needed6 hrs
Days until renewal deadline44
Recommended next step: WebCE TX 12-Hr P&C Package ($39.95) covers your remaining ethics and CLEQ requirements in one package.
Requirements source: Texas Department of Insurance | Transcript verification: Sircon | Rules last reviewed: April 2026 | Independent tool; not affiliated with TDI Sponsored course links are clearly labeled on recommendation cards
How It Works

Check your status first. Choose a course second.

Most agents waste money on courses they do not need. This tool identifies your exact gap before showing you anything to buy.

1

Check your CE status

Enter your license type, expiration date, and hours completed in this cycle — including ethics and CLEQ hours separately.

2

See what you still need

Get a clear breakdown of your remaining hours — total, ethics, and classroom-equivalent — each tracked independently.

3

Get the best course option

See course recommendations matched to your exact gap — cheapest, fastest, ethics + CLEQ, or the simplest bundle.

Texas CE Rules

Three buckets — each tracked independently

Most Texas resident agents and adjusters need 24 total hours. Some license types require only 10. Whatever your total requirement, all three buckets below must be satisfied within it.

Total CE Hours

24 hrs

Required every 2 years for most license types. Some limited licenses require 10 hours. Funeral Prearrangement requires none.

Full requirements →

Ethics Hours

3 hrs

Included within your total — not added on top. It must be specifically TDI-designated as Ethics on Sircon.

Ethics requirement →

Classroom-Equivalent (CLEQ)

12 hrs

At least half of required hours must meet the CLEQ standard under 28 TAC 19.1009(h). Not every online course qualifies.

CLEQ explained →
The checker tracks all three independently. Completing the required total hours is not enough on its own — you must satisfy ethics and CLEQ within that total.
Penalty Risk

Know your status before your deadline.

$50
Fine per missing CE hour
$500
Max fine per license (post June 2018)
90
Days to resolve before inactivation
30
Days early TDI recommends finishing

The $500 cap applies only to license terms expiring on or after June 1, 2018. Earlier expirations: $50/hr with no cap. Source: 28 TAC §19.1016.

Find out exactly what you still need

Answer a few quick questions and get your CE status in under 2 minutes.

Check My CE Status →
Common Questions

Texas CE renewal, plain English

Is this a regulatory tool or an official TDI resource?
Neither. InsuranceCEFinder is an independent planning tool that estimates your likely CE gap based on your inputs and official Texas rules. It helps you interpret the requirements — Sircon is the final source for your posted transcript status and renewal eligibility.
What is classroom-equivalent (CLEQ)?
A CLEQ course meets the TDI legal standard under 28 TAC 19.1009(h): at least 4 interactive multiple-choice questions per hour, a 70% score to advance per section, and identity authentication. Not every online course qualifies — verify CLEQ status on Sircon before enrolling.
Do ethics hours add to my 24-hour total or are they part of it?
They are part of it. For most licenses, 3 of your 24 hours must be ethics-designated. A single course can count toward both ethics and CLEQ if it is approved in both categories.
What happens if I renew late?
TDI automatically assesses a $50 fine per missing CE hour at midnight CT on your expiration date. The $500 cap applies to licenses expiring on or after June 1, 2018. If not resolved within 90 days, your license is inactivated and you must apply for a new one — not reinstatement.
How long does it take for completed courses to post to my transcript?
CE providers have up to 30 days to report completions to Sircon. TDI recommends completing CE at least 30 days before your expiration date. If hours are still missing after 30 days, contact your provider first.
Need Details?

Full renewal guide

Deep dives into each part of the Texas CE renewal process.

TX CE Requirements →

Full requirements table by license type, renewal timing, and alternative credit pathways.

Ethics Requirement →

What counts, how to verify your ethics hours on Sircon, and the most common mistakes.

CLEQ Explained →

The full legal definition of classroom-equivalent and how to confirm that a course qualifies.

Fines & Penalties →

What happens at expiration, the 90-day window, how to pay a fine, and how to avoid inactivation.

Transcript Help →

How to access your CE transcript on Sircon, what to check, and what to do if hours are missing.

Set Reminders →

Get deadline reminders 90, 45, and 30 days before your renewal deadline.

Save your renewal reminder

Enter your email and renewal month. We will send reminders 90, 45, and 30 days before your deadline.

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Disclosure: InsuranceCEFinder.com is an independent renewal planning tool. Results are estimates, not a regulatory determination. Final status must be verified through Sircon.com. Not affiliated with or endorsed by TDI. Some course links are sponsored.