CE requirements for Texas resident agents and adjusters by license type.
Most Texas resident agents need 24 total CE hours every two years, including 3 ethics hours and at least 12 classroom-equivalent (CLEQ) hours. Some license types require only 10 hours. Funeral Prearrangement requires none.
| License type | Total hours | Ethics hours | Minimum CLEQ |
|---|---|---|---|
| General Lines — Life, Accident, Health & HMO (LAH) | 24 hrs | 3 hrs | 12 hrs |
| General Lines — Property & Casualty (PC) | 24 hrs | 3 hrs | 12 hrs |
| Life Agent / Personal Lines / MGA / Adjuster | 24 hrs | 3 hrs | 12 hrs |
| County Mutual / Life Under $25k / Limited Lines | 10 hrs | 3 hrs | 5 hrs |
| Funeral Prearrangement | None | — | — |
TDI does not restrict CE courses by license type. Licensees may take any TDI-approved course. Source: Texas Department of Insurance, April 2026.
Texas requires at least 3 ethics hours per renewal cycle, included in your total. A course must be TDI-approved in the Ethics category on Sircon — not just any course with "ethics" in the title. See full ethics explainer →
At least half of your required hours must be in classroom or CLEQ format — 12 hours for most licenses and 5 hours for limited types. CLEQ is a legal definition under 28 TAC 19.1009(h), not a marketing term. See full CLEQ explainer →
Texas licenses renew every two years. Your exact expiration date appears on your Sircon transcript. CE must be completed within your current renewal period — hours do not carry over from prior periods.
Disclosure: InsuranceCEFinder.com is an independent renewal planning tool. Results are estimates — not a regulatory determination. Final status must be verified through Sircon. Not affiliated with or endorsed by TDI.