Texas resident agents & adjusters | Based on TDI rules | Last verified April 2026
Quick Answer

Texas requires 3 ethics hours per renewal cycle, included in your total. Ethics must be TDI-designated on Sircon — not every course with "ethics" in the title qualifies.

What counts as ethics CE?

An ethics CE course must be TDI-approved and designated in the Ethics category on Sircon. Verify the category in Sircon's Approved Courses Inquiry before enrolling — a course with "ethics" in the title that is categorized as General will not satisfy the requirement.

The Ethics category is a specific TDI designation, not just a topic description. A course on ethical conduct that is filed under General or Elective will not count toward your ethics requirement, even if the content is entirely about ethics.

How many hours are required?

Most licensees need 3 ethics hours per two-year renewal cycle. Ethics hours are part of your total — they do not add to it. A 24-hour license needs 3 ethics hours within those 24, not in addition to them. A 10-hour limited license still requires the same 3 ethics hours within its 10 total hours.

How to verify your ethics hours on Sircon

  1. Go to sircon.com with your NPN and date of birth.
  2. Go to your license record and open your CE Transcript.
  3. Look for courses listed under the Ethics category column — not just the course title.
  4. Confirm that the hours fall within your current renewal period (check the begin and review dates).

Do not rely on course completion certificates alone — a certificate does not guarantee that the course was filed under the Ethics category on Sircon.

Most common mistake

Many agents complete a course with "ethics" in the title that is categorized as General or Elective on Sircon. Only courses in the TDI Ethics category satisfy the ethics requirement. Always check Sircon's Approved Courses Inquiry before enrolling.

Can ethics hours also count as CLEQ?

Yes. A course can count toward both your ethics requirement and your classroom-equivalent (CLEQ) requirement at the same time, as long as it is approved in the Ethics category and meets the CLEQ standard under 28 TAC 19.1009(h). Many 12-hour bundle packages include a 3-hour ethics component that satisfies both requirements. See CLEQ explainer →

Check your ethics gap

See if you still need ethics hours this cycle.

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Disclosure: InsuranceCEFinder.com is an independent renewal planning tool — not a regulatory determination. Final status must be verified through sircon.com. Not affiliated with TDI.